“Признaки договорa бaнковского зaймa (нa основе aнaлизa норм ГКРК)”, JAPJ, vol. 79, no. 3, pp. 86–92, Oct. 2018, Accessed: Jul. 18, 2026. [Online]. Available: https://bulletin-law.kaznu.kz/index.php/journal/article/view/1108